The deposit placed by investors with companies for a fixed term carrying a prescribed rate of interest is called Company Fixed Deposit. Financial institutions and Non-Banking Finance Companies (NBFCs) also accept such deposits. Deposits thus mobilised are governed by the Companies Act under Section 58A. These deposits are unsecured, i.e., if the company defaults, the investor cannot sell the documents to recover his capital, thus making them a risky investment option.
Fixed Deposit
| COMPANY | RATING | GROUP | MINIMUM INV.(RS) | INTEREST OPTION | PERIOD | INTEREST % p.a |
| DHFL - Aashray Deposit (14 Months) | CARE - AAA, BRICKWORKS - FAAA | Finance | 10,000 | Cumulative | 14 Months | 7.8 |
| DHFL - Swayam Sidha Scheme for Women only (18 months) | CARE - AAA, BRICKWORKS - FAAA | Finance | 2,000 | Cumulative | 18 Months | 7.85 |
| Mahindra Finance Ltd | CRISIL - FAAA | Finance | 10,000 | Cumulative | 12 Months | 7.5 |
| Mahindra Finance Ltd | CRISIL - FAAA | Finance | 10,000 | Cumulative | 18 Months | 7.5 |
| PNB Housing Special Deposits (upto Rs. 5 Cr.) | CRISIL - FAAA | Government | 20,000 | Cumulative | 22 Months | 7.4 |
